Money Choices: Building Your Financial Mindset
Maria HabibExplore AI-native learning · ages 13–18Learn anything
Learn anything
with an AI that
gets you.
Categories built by real experts. An AI tutor for every class that talks, explains and quizzes you 24/7, plus a certificate that actually counts when you leave school.
10
expert categories
53
modules
10
experts
explain crypto like I'm 14
Streak
14 days
Category 08
AI for Future Leaders
+120 XPLevel 4
Certified by experts
Built on the Capital Academy standard · Future Leaders in Finance & Business Certificate
- Accredited by: Capital Academy
- Categories: 10 expert-led
- Modules: 61 practical
- Built for: Ages 13–18
- Environment: Safe & ad-free
- Certificate: Blockchain-verified
- Available in: 7 languages
- Rewards: XP & streaks
Pick your lane10 categories.
10 categories.
Zero boring ones.
Every category is a living map, and your learning plan re-orders it around what you’re curious about this week.
Categories waiting for youClasses that feel
Browse all classesClasses that feel
like side quests.
Maria HabibExplore 
Budgeting, Saving & Smart Spending
Ethan BrooksExplore 
Digital Money, Banking & Online Safety
Olivia CarterExplore 
Credit, Debt & Financial Responsibility
Ren TanakaExplore 
Investing Basics for Young Learners
Zoe JohnsonExplore 
The Economy Explained
Mason ReedExplore 
Entrepreneurship: from Idea to First Business
Sofia GarciaExplore 
AI for Future Leaders: Smart Use, Risks & Opportunities
Jayden WilliamsExplore 
Leadership, Communication & Personal Branding
Anaya PatelExplore 
Learning plans
A plan that rewrites itself every week
Choose a destination. The AI builds the route, adjusts the pace when life happens, and keeps a parent-friendly summary in the loop.
Active plan
Founder Track · 12 weeks
Find your spark
DoneA 3-minute chat with your class tutor. No test, no scores.
Money mindset & budgets
DoneCategories 01 and 02: needs vs wants, and a 7-day money plan.
- 03
Validate an idea
In progressCategory 07: interview 5 real people. The mentor scripts the questions.
- 04
Price your product
Unlocked early, because you cleared the budgeting quiz first try.
- 05
Capstone & credential
Category 10: present your plan, collect the blockchain-verified certificate.
AI adjusted your plan: you crushed the budgeting quiz, so week 4 is now “Pricing your first product” instead of a recap.
Goal-first, not grade-first
Say “I want to launch a Shopify store by summer.” We reverse-engineer the categories from there.
15 minutes counts
Bite-sized lessons that fit a bus ride. Streaks and XP make the small days stack up.
Parents see progress
A weekly digest of what was learned and what comes next, with zero nagging required.
AI tutor · one per classIt doesn't just answer.
It doesn't just answer.
It teaches you back.
Every class has its own tutor, trained only on that class, so it explains your lesson, in your language, at your level. Type it, or just talk to it. Optional add-on, $15 a month.
Talk, don’t type
Real-time voice, both directions.
Course-grounded
Answers cite your actual lesson.
Awake at 1am
The night before the quiz, too.
Parent-visible
Every chat summarised, never hidden.
Maria Habib’s class AI
online
Today
Ask anything about your lesson…
Safe-for-teens filter
The rosterTaught by experts
Taught by experts
who speak teen.
Pick a category and you get the person who built it. Ten experts, one each, every one of them used to explaining this to someone your age.
The proofA credential that
A credential that
travels.
Every class ends with its own exam and its own certificate of completion. Collect all ten and the final exam unlocks. Pass that, and this is what you walk away with.
- Ten certificates of completionOne for every class, issued the moment its exam is passed.
- The final exam unlocksAll ten certificates in hand makes a learner eligible to sit it.
- Future Leaders in Finance & BusinessPass it and this is the credential that is issued.
- Every certificate is issued through Accredible and written to the blockchain, so the record cannot be altered or faked
- Anyone can verify one independently from its link, with no account needed
- Earned by passing exams, not by watching videos
For parentsYou’re not buying a game.
You’re not buying a game.
You’re buying the habit.
The game layer exists for one reason: teenagers finish things they’re winning at. Underneath it is a structured, age-appropriate finance and business syllabus, with full visibility for you.
No trading. No speculation.
The programme explicitly does not teach teens to trade. It teaches awareness, habits, risk and responsible decisions.
You can see the progress.
Categories completed, time spent, quiz results and what they built, all in a parent view.
Ad-free and moderated.
No advertising, no open chat with strangers, no algorithmic feed. A closed learning environment.
A real academy behind it.
Built and taught by Capital Academy, the same team behind our professional finance programmes.
Simple pricing
Two plans. No surprises.
One yearly membership, every category included. The AI tutor is an optional add-on. Cancel in two taps, with no call, no email and no guilt.
Billed yearly Certificate included AI tutor +$15 / month
Standard
Solo learner
$249/ year
Per learner, about $20.75 a month.
- One learner · all 10 categories, 61 modules
- Every lesson, worksheet and quiz
- Adaptive learning plan + streaks & XP
- Blockchain-verified certificate, issued via Accredible
- Weekly parent progress digest
- Optional: AI tutor add-on, $15/month
Family
Most popular$199/ year total
$199 per learner · minimum 2 seats
Seats
Add a sibling, and each seat gets their own plan.
1
- Everything in Standard, per seat
- Each learner gets their own plan and progress
- Family dashboard with all seats in one view
- Sibling challenges & shared streak board
- Move a seat to another child anytime
- Priority human support
Plans billed yearly in USD · the AI tutor add-on is billed monthly and can be cancelled separately · VAT where applicable
Questions
Before you start.
Is this suitable for a complete beginner?
Yes. The programme is designed for learners aged 13 to 18 and assumes no previous finance or business knowledge. Category 01 starts from daily spending decisions, not markets.
Is this a trading programme?
No. It does not teach teens to trade or speculate. It focuses on financial awareness, responsible money habits, business thinking, digital safety and communication.
What does my child receive at the end?
A certificate of completion for each of the ten classes, earned by passing that class’s exam. Once all ten are in hand the final exam unlocks, and passing it earns the Future Leaders in Finance & Business certificate. Every one of them is issued through Accredible and blockchain-verified. Plus everything they built along the way: a money plan, a budget, a scam audit and a business plan.
How much time does it take?
61 short lessons across 10 categories. Most learners finish a category in a week at 20 to 30 minutes across two or three evenings. It is fully self-paced and progress is always saved.
Can parents follow the progress?
Yes. Parents get a view of categories completed, quiz outcomes and what was built, so you know exactly what your child is learning.
Is the AI tutor included in the plan?
No. Each class has its own AI tutor, trained on that class only, and it is an optional add-on at $15 a month per learner. It can be added or cancelled separately from the plan at any time.
How does the family plan work?
One parent account manages every seat, from 2 up to 6 learners. Each seat is a separate learner with their own AI mentor and plan, and a seat can move to another child at any time.